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Auto Dealer Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

Auto Dealer Insurance

Are you an auto dealer looking for the perfect insurance solution?
Look no further! Our auto dealer insurance is the ultimate protection for your business.
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Auto Dealer Insurance

What is Auto Dealer Insurance?

Auto Dealer Insurance is a specialized insurance policy designed to protect auto dealerships against a variety of risks that they may face in their day-to-day operations. This type of insurance policy typically includes coverage for theft or damage to vehicles on the dealer's lot, including inventory, customer vehicles, and dealership-owned vehicles.

Who is Auto Dealer Insurance for?

✔ Motor Vehicle Dealerships
✔ Trailer Dealerships
✔ Truck Dealerships

3 Key Reasons to Get Auto Dealer Insurance

Comprehensive Coverage

Our insurance policies offer complete coverage for your business, including general liability, property damage, theft, and more.

Customizable Packages

You can choose the coverage that best suits your business, and we'll take care of the rest. With our tailored insurance packages, you can have peace of mind knowing that your business is fully protected.

Experienced Agents

Our team of experienced insurance agents is always there to assist you with any questions or concerns you may have.

Click And Learn

General liability
Commercial property Coverage
Workers’ Compensation
Commercial umbrella
Business interruption

General liability coverage

Risk Factors

All businesses, regardless of industry, face risks that should be covered by insurance. The most common and comprehensive type of policy business owners invest in is general liability insurance (or CGL). If your business is sued, you could end up facing fees totaling hundreds of thousands of dollars (or more).

Solution

CGL insurance covers some risks: Bodily injury, Property damage, Medical payments, Legal Defense and judgment, and Personal and advertising injury. Having an acceptable CGL policy to help compensate for these damages is the only way to prevent this type of event from devastating your business.

Commercial property coverage

Risk Factors

The value of your commercial property is substantial. If an unexpected disaster occurs, such as a major storm or fire, and that disaster destroys some or all of your automobiles, it may be enough to put you out of business.

Solution

As the owner of a car dealership, you should carry commercial property insurance with limits high enough to account for the high value of your inventory.

Workers’ Compensation coverage

Risk Factors

Carrying workers’ comp insurance is essential to being an employer, and most states legally require it.

Solution

Not only does carrying this insurance keep you in legal compliance, but it also ensures that your employees can get the medical care they need for any job-related injuries. In addition, your workers’ comp policy will cover medical care and lost wages if employees cannot work due to their injuries.

Commercial umbrella coverage

Risk Factors

Commercial umbrella insurance sits on top of a general liability insurance policy, picking up where the general liability policy's limits left off.

Solution

n a situation where your general liability policy limits are exceeded, such as if you lose a significant lawsuit, you can depend on the umbrella policy to take over and pay the damages until the limits of the umbrella policy are reached.

Business interruption coverage

Risk Factors

If a significant event causes your business to shut down, like, after a tornado or other major disaster, you may end up with nothing.

Solution

Business interruption insurance would help to cover your business expenses and potential lost income during the downtime.

Don't let unexpected events jeopardize your business. Invest in our Auto Dealer Insurance today and protect your business from any unforeseen event. Contact us now to learn more about our insurance options and to get a personalized quote.

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