A standard home insurance policy ensures that your home's structure and your belongings are protected in the event of a catastrophe, such as a fire. Home insurance policies are generally "package policies," meaning they cover damage to your property and your liability for any harm or property damage caused by you or your family members, even pets.
A home insurance policy typically covers four types of incidents on the insured property: interior and external damage, harm on the property, and loss or damage to personal items or possessions.
Home insurance doesn't cover everything, regardless of your policy limits. Therefore, it's wise to customize your policy with additional coverages to suit your specific situation. Optional add-on coverages include earthquake insurance, flood insurance, replacement cost plus, other structures insurance, personal umbrella liability insurance, and more.
When purchasing home insurance, it's essential to tailor the coverage to your specific needs. Talk to us at our Insurance Agency or call us at When purchasing home insurance, it's essential to tailor the coverage to your specific needs. Talk to us at our Insurance Agency or call us at (541) 754-3010 and we will help you select the right coverage for your needs. and we will help you select the right coverage for your needs.
