Stay protected and take control of your health with our individual health insurance plans. From routine check-ups to unexpected medical expenses, we have you covered with affordable and comprehensive coverage options.
Individual health insurance provides medical coverage for individuals not covered by an employer-sponsored health insurance plan.
This type of insurance can be purchased directly from an insurance provider or through a health insurance marketplace. At our Insurance Agency, we offer individual health insurance policies that can be tailored to meet your specific needs.
Benefits of Individual Health Insurance
Personalized Coverage
Individual health insurance policies can be customized to fit your unique needs and budget. You can choose the coverage levels, deductibles, and copays that work best for you.
Protection Against Medical Expenses
Health insurance policies can provide financial protection against unexpected medical expenses. This can include doctor visits, hospitalization, prescription medications, and more.
Access to Preventive Care
Many health insurance policies cover preventive services, such as annual check-ups and screenings, at no additional cost. This can help you stay healthy and catch potential health problems early on.
Peace of Mind
With an individual health insurance policy, you can have peace of mind knowing that you and your family are covered in the event of a medical emergency.
Types of Individual Health Insurance
Health Maintenance Organization (HMO) HMO plans typically have lower out-of-pocket costs but require choosing a primary care physician and getting referrals for specialist care.
Preferred Provider Organization (PPO) PPO plans offer more flexibility in choosing doctors and hospitals but may have higher out-of-pocket costs.
Point of Service (POS) POS plan combines features of HMOs and PPOs, allowing you to choose a primary care physician and offering the option to go out of network for care.
High-Deductible Health Plan (HDHP) HDHPs have lower monthly premiums but higher deductibles, making them a good option for those who are generally healthy and don't require regular medical care.
At our Insurance Agency, we understand that navigating the world of individual health insurance can be overwhelming. That's why we offer personalized service and support to help you find the right policy for your needs. In addition, our experienced insurance professionals can help you understand your options and guide you through the enrollment process.
Contact us today to learn more about our individual health insurance policies and how we can help protect you and your family's health.
