Mobile Home Insurance with our Insurance Agency

Tailored Protection for Your Mobile Home

Mobile Home Insurance Provided By Our Agency

Due to their unique construction and susceptibility to certain weather conditions, such as wind storms or floods, manufactured and mobile homes typically do not qualify for traditional homeowners insurance. This is where mobile home coverage becomes essential.
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Mobile Home Insurance

What is Mobile Home Insurance?

Mobile home insurance offers extensive protection for you and your home. It safeguards your mobile home's structure and personal property and provides liability coverage to protect against potential lawsuits. For instance, if your mobile home or its contents suffer physical damage from perils such as fire, hail, theft, or vandalism, a mobile home policy generally covers the repair or replacement costs. Additionally, structures on your lot, such as patios or garages, and your personal belongings are usually covered.

Why is Mobile Home Insurance Important?

You've invested a lot to acquire your home and belongings, but unexpected events such as fires or severe hailstorms can cause significant damage. Weather conditions can be unpredictable, making it even more crucial to have the right insurance coverage.
Mobile home insurance is crucial if you lack sufficient funds to repair major damage to your home or replace most of your belongings at once.

Types of Mobile Home Insurance Coverage

Physical Damage Coverage

This covers accidental damage to your mobile home, belongings, or other structures (like attached patios, decks, garages, and storage sheds) caused by wind, fire, hail, theft, vandalism, or falling objects. Like standard home insurance, flooding is not covered, but separate flood insurance can be obtained if you live in a flood zone.

Personal Liability Coverage

This safeguards you if your actions cause harm to someone or damage to their property. Claims can cover medical expenses, lost wages, pain and suffering, and property damage to others. Please be aware that liability coverage does not include coverage for injuries to you or your household members. If the amount of insurance required to cover your assets exceeds what is included in a mobile home insurance policy, additional liability insurance should be considered.

Mobile home insurance is often customized based on your home's model and design. Contact us at our Insurance Agency, to discuss the right coverage and ensure your mobile home is adequately protected with the right insurance.

At our Insurance Agency, we understand that your home is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. 

Contact us today to learn more about our Mobile Home Insurance coverage and how we can help protect your home and personal belongings.

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