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Comprehensive Motorcycle Insurance with our 
Insurance Agency

Tailored Coverage for Your Motorcycle

Looking for Motorcycle Insurance?

When shopping for a motorcycle, you likely consider various factors such as the bike's style, fit, and power. You want a motorcycle that suits your needs and lifestyle.

The same careful consideration should apply when selecting motorcycle insurance. Just like researching a motorcycle's features, it's essential to understand the various insurance policies and coverage options. Factors to consider include cost, extent of coverage, and medical expenses.
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Motorcycle Insurance

our Insurance Agency Offers the Perfect Motorcycle Coverage for You

We provide comprehensive coverage tailored to your needs and lifestyle at Keenan Insurance. We cover a large variety of motorcycles, including:

  • Street cycles
  • Harley Davidsons
  • Trike conversions
  • Cruisers 
  • Classic bikes
  • Touring bikes
  • Dirt bikes
  • ATVs

Full-Coverage Motorcycle Insurance

This comprehensive insurance covers the cost of repairing or replacing your bike if it's damaged or stolen and any damages you may cause in an accident. In addition to the state-mandated coverages, comprehensive and collision insurance are commonly included in full-coverage policies.
A full-coverage policy is ideal for protecting your bike, even though it may be more costly than other types of insurance.

    Factors Affecting the Cost of Motorcycle Insurance

    The type or style of motorcycle you ride (e.g., sportbike or cruiser)
    Your age, driving record, and location
    Age of the motorcycle
    Annual mileage
    Where you store your bike

    State-Mandated Coverages for Motorcyclists

    Bodily Injury and Property Damage Liability

    This coverage will pay for any damage you cause to other drivers' vehicles and property in an accident. For example, if you collide with another car and incur $10,000 in medical expenses for the other driver, plus repair costs for their vehicle, liability insurance covers these costs.
    These coverages are mandatory for riders in all states, including Texas.

    Collision 
    coverage

    These first-party coverages pay for repairing or replacing your motorcycle after a covered loss. Collision coverage includes damage from accidents with other vehicles or objects, including hit-and-run incidents. Comprehensive coverage insures against theft and "acts of God" such as flooding, fires, hail, and falling objects.

    Comprehensive 
    coverage

    Comprehensive coverage is especially valuable for seasonal riders. It protects your bike while in storage, so even if you use it occasionally, it remains covered against potential damages.

    Personal Injury Protection (PIP)

    PIP is first-party insurance that pays for your medical costs and lost income without regard to who is at blame in the event of an accident. PIP is required in some states and offers no-fault coverage, ensuring quicker payment of medical bills than liability insurance.

    Coverage for Customized Parts

    Standard comprehensive and collision policies may only cover factory-standard parts or have limited coverage for optional accessories. If you've added custom parts like chrome accessories, trailers, sidecars, or custom paint jobs, check with your insurer about coverage limits.

    Uninsured motorist coverage

    This policy offers protection in the event of incidents brought on by drivers who lack insurance or have inadequate insurance. There are two types: bodily injury and property damage, which function similarly to liability insurance.
    In Texas, uninsured motorist coverage is required. UM bodily injury coverage pays for medical bills if a driver who lacks insurance or has inadequate coverage injures you. UM property damage coverage pays for damages to your motorcycle caused by such drivers.

    Our experts at our Insurance Agency will simplify the insurance process and ensure you get the best motorcycle coverage for your specific needs and lifestyle.
    To get started on your quote, call us at (541) 754-3010.

    Motorcycle Insurance

    Enjoy the freedom of the open road with confidence, knowing that you and your motorcycle are protected by our comprehensive insurance coverage.

    Motorcycle Insurance

    Whether you ride for leisure or as your primary mode of transportation, it's important to protect yourself and your motorcycle with quality insurance coverage. At our Insurance Agency, we offer a range of motorcycle insurance options to meet your unique needs and budget.

    Coverage Options

    Our motorcycle insurance policies provide comprehensive coverage for a range of risks, including:

    1. Liability for bodily injury and property damage: If you are involved in an accident and are found to be at fault, this coverage will help pay for damages and injuries to others.
    2. Collision coverage: This coverage helps pay for damages to your motorcycle if you are involved in a collision with another vehicle or object.
    3. Comprehensive coverage: This coverage helps pay for damages to your motorcycle that result from non-collision events, such as theft, vandalism, or natural disasters.
    4. Uninsured motorist coverage: Suppose you are involved in an accident with a person who doesn't have insurance to cover the damages. This coverage can help pay for your expenses.

    Benefits of Motorcycle Insurance

    There are many benefits to having motorcycle insurance, including the following:

    1. Protection for you and your motorcycle: Motorcycle insurance provides you financial protection in the event of an accident or other covered event, helping you to repair or replace your motorcycle and cover medical expenses if needed.
    2. Legal compliance: Most states require motorcycle insurance, so having a policy in place helps ensure you are meeting legal requirements.
    3. Peace of mind: With motorcycle insurance, you can enjoy the open road with greater peace of mind, knowing that you and your motorcycle are covered if you meet with an accident or other covered event.

    Why Choose Us?

    At our Insurance Agency, we understand that every motorcycle rider has unique needs and preferences. That's why we offer personalized support and guidance to help you choose the right insurance policy for your motorcycle and your budget.

    Our team of experienced insurance professionals can help you compare coverage options and find the policy that's right for you. We also offer ongoing support and assistance with claims and billing, so you can focus on enjoying the ride.

    Contact us today to learn more about our motorcycle insurance policies and how we can help you protect yourself and your motorcycle.

    Let’s Chat

    As an independent agency, we are here to help you find the right coverage.

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    Email ID

    reports@mail.com

    Call Us On

    123-456-7890

    Our Location

    Drive Dunlap, IL 61525

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    Bodily injury to others
    Property damage to others
    Guest Passenger liability
    Insured’s Motorcycle damage
    Theft Coverage

    Bodily injury to others Coverage

    Risk Factors

    While driving your motorcycle, you may meet with an accident and can cause injury to other people involved in that accident.

    Solution

    Liability insurance covers bodily injury that you may cause to other people involved in an accident. It will also provide compensation in the event that you cause harm to another person.

    Property damage to others Coverage

    Risk Factors

    While driving your motorcycle, you may meet with an accident and cause damage to someone’s personal property.

    Solution

    Liability insurance covers property damage that you may cause to other people involved in the accident. It will also provide compensation in the event that you cause damage to another person’s property.

    Guest Passenger liability Coverage

    Risk Factors

    You may meet with an accident and cause your co-passenger to be injured.

    Solution

    You can get coverage from Guest Passenger Liability where your Motorcycle insurance provides protection in the event that a passenger is injured on your motorcycle.

    Insured’s Motorcycle damage Coverage

    Risk Factors

    You met with an accident and your motorcycle is damaged. You are bound to pay for repair costs to get it back to normal.

    Solution

    Motorcycle collision insurance covers damage to your motorcycle if you are involved in a collision with another vehicle. Your insurance company pays for damages incurred.

    Theft Coverage

    Risk Factors

    You forgot to lock your motorcycle and it got stolen. You need to pay the legal fees and suffer a huge loss.

    Solution

    Comprehensive coverage pays out to you if your motorcycle is stolen.

    At our Insurance Agency, we understand that your motorcycle is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. 

    Contact us today to learn more about our Motorcycle Insurance coverage and how we can help protect your motorcycle and personal belongings.

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